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Investing

For the part of your balance you would rather not trade

Investment plans are fixed-term positions with a stated risk band and a modelled return. You choose the plan and the amount; MGG tracks it daily and returns the capital at maturity, or rolls it into a new term if you ask it to.

Terms
30 to 365 days
Risk bands
Low to high
Reinvest
Optional, at maturity
How a plan works

Four decisions, then it runs itself

  1. 1

    Pick a plan

    Four risk bands from low to high, with terms of 30, 90, 180 or 365 days.

  2. 2

    Set the amount

    Anything between the plan's minimum and maximum, funded from your available balance.

  3. 3

    Choose auto-reinvest

    Off by default. Switch it on and the plan opens a fresh term at maturity with the same amount.

  4. 4

    Track it daily

    Value accrues day by day toward maturity, with progress, timeline and transactions on one page.

Model a return

See what a plan would look like

Choose a plan and an amount to see the modelled maturity value, the daily accrual and the date the term ends. These projections explain how the product behaves; they are not a forecast and not a guarantee of any outcome.

It covers one full term
The figure runs from the day the plan opens to the day it matures. Ending a plan early changes the outcome, and each plan states its own rule.
Auto-reinvest is not projected forward
With auto-reinvest on, the same amount starts a fresh term at maturity and the accrued return goes to your available balance. This models the first term only.
Accrual is shown evenly across the term
The daily figure is the modelled return spread over the days in the term, which is how progress is tracked. It is not a prediction of any single day.

Compare all four plans side by side

Every figure on this page is illustrative and shows how a plan is modelled over its term. Investing carries risk, including the loss of capital. Read our risk disclosure.

$

Modelled value at maturity

$0.00

+$0.00 over the term

Daily accrual
$0.00
Term ends
Not set
Risk band
Not set
Payout
Not set
Open an account to invest

Modelled projection. Not investment advice and not a guaranteed return.

The plans

Four bands, four horizons

Full comparison
Managing an investment

Open in one place, followed in another

Progress and timeline

Every plan shows how much of its term has elapsed, what it is worth today, and the dated events behind it: funded, accruing, matured.

Auto-reinvest

A single switch. When a term ends, the same amount starts a new one, and the accrued return goes to your available balance.

In your transaction history

Opening a plan, each payout and the final maturity all appear in the same searchable history as your deposits and trades.

Counted in your portfolio

An open plan's current value sits in the portfolio total and the allocation breakdown beside your cash, trading positions and brokerage holdings, so the plan is measured against everything you hold. See how brokerage fits in.

Start with the plan that fits your horizon

Terms from 30 days, minimums from $250, across four risk bands.