Short term, broad exposure
A 30-day term with the narrowest modelled range. Suits a first investment or cash you may want back soon.
Choose a term, a risk band and an amount
Four plans, from a 30-day low-risk entry point to a 12-month concentrated crypto position. Every return shown models how the plan behaves, and is not a promise of what you would earn.
Side by side
The plans compared
Scroll the table sideways on a narrow screen.
| Plan | Term | Minimum | Maximum | Risk | Modelled return | Payout | Action |
|---|---|---|---|---|---|---|---|
Risk bands
What the bands actually mean
A higher band is a wider range of outcomes, not a better plan. The modelled return rises with the band because the exposure behind it is more concentrated and more volatile, which cuts both ways.
Read the risk disclosureDiversified across two markets
A 90-day term spread over blue-chip equities and major crypto, rebalanced through the term.
Momentum, with sector rotation
A 180-day term that follows the strongest performers, so it moves more sharply in both directions.
Concentrated crypto, full year
A 12-month term with the widest range of outcomes. Intended only for money you can afford to lose.
Before you start
Questions about plans
The rules that apply to every plan on this page. The full set is on the FAQ.
Can I take my money out before the term ends?
It depends on the plan. Starter Yield allows withdrawal from day seven; the longer plans are designed to run to maturity. The plan detail page shows the rule for the plan you are in.
Is the modelled return guaranteed?
No. The figure describes how the plan is modelled over its term. It is not a forecast, not advice, and not a promise. Any investment can lose value.
How does auto-reinvest work?
When it is on, the original amount starts a fresh term on the same plan the day the previous one matures, and the accrued return is credited to your available balance. You can switch it off at any point before maturity.
Can I hold more than one plan at a time?
Yes. Plans are independent positions, so you can run several at once across different terms and bands, and see them together in your portfolio.
Open an account to start a plan
Model a return first if you would rather see the numbers.